CCTV News:The State Council Office held a policy briefing yesterday (April 21), and the relevant person in charge of the Ministry of Finance introduced the interest-free and principal deferred repayment policies of the national student loan in 2023.

This year, the number of college graduates is expected to reach 11.58 million, an increase of 820,000 over the previous year. In order to further reduce the burden of college graduates with financial difficulties in their families, the relevant person in charge of the Ministry of Finance said that it has decided to continue to implement the national policy of interest-free student loans and deferred repayment of principal.

Irving Han, Assistant Minister of Finance:Students who graduated from this year and previous years will continue to be exempted from the national student loan interest that should be repaid this year, and the principal part can be postponed for another year, with no penalty interest and compound interest.

　　　　　　 The data shows that since its implementation in 1999, China has issued more than 400 billion yuan of student loans, which have helped more than 20 million students with financial difficulties. In recent years, the Ministry of Finance, together with the Ministry of Education, the People’s Bank of China and China Banking and Insurance Regulatory Commission, has continuously adjusted the national student loan policy: in 2020, the term of student loan was extended and the interest rate of student loan was reduced; In 2021, the maximum loan amount of national student loans was raised to better meet the student loan demand; In 2022, the national student loan interest for college graduates with financial difficulties will be exempted in stages and the repayment of the principal will be allowed to be postponed.

Ministry of Finance: This year’s policy is expected to benefit about 4 million college graduates.

At the briefing, the relevant person in charge of the Ministry of Finance said that the continuation of the national student loan interest-free and principal deferred repayment policy this year is expected to benefit about 4 million college graduates.

Owen Han said that in 2022, the state introduced the policy of interest-free student loans and deferred repayment of principal in order to help graduates with financial difficulties ease the employment pressure. Since the implementation of the policy, a total of 1.95 billion yuan of loan interest has been exempted, benefiting 3.79 million people; College graduates independently applied for deferred repayment of principal totaling 590 million yuan, benefiting 100,000 people.

Irving Han, Assistant Minister of Finance:This year, it is estimated that the loan interest will be exempted by 2.325 billion yuan, and the amount of principal that can be applied for deferred repayment is about 5.5 billion yuan, benefiting about 4 million college graduates.

Since 2020, the national student loan policy has been adjusted and improved for four consecutive years. At present, according to the different places where students apply, national student loans are divided into two types: campus national student loans and student-origin credit student loans. Full-time college students and graduate students can choose according to their own actual situation; Not only that, but the loan amount is also increasing.

　　　　　　 Huang Jiayu, Director of the Department of Science, Education and Culture of the Ministry of Finance:At present, the maximum loan for each junior college student is 12,000 yuan per year, and the maximum loan for each graduate student is 16,000 yuan per year, both of which have been greatly improved. The loan is used to pay the tuition and accommodation fees of students during their school days, and the excess can be used to make up for the daily living expenses of students.

Ministry of Education: I need to apply for the deferred repayment of the principal of the national student loan.

Then, which loan students can enjoy the national student loan interest-free and principal deferred repayment policy in 2023? Do loan students need to take the initiative to apply? Yesterday (April 21), at the briefing of the State Council’s policy, the relevant person in charge of the Ministry of Education introduced the relevant situation.

According to the regulations, the object of interest exemption and deferred repayment of principal this time refers to the loan students who graduated in 2023 and previous years and should repay the principal or interest in 2023. Exempted interest refers to the national student loan interest that the loan student should pay personally in 2023, including the penalty interest generated by overdue loans in previous years in 2023. The principal that can be applied for deferred repayment refers to the principal of the national student loan that the loan student should repay in 2023.

　　　　　　 Guo Peng, Director of Finance Department of Ministry of Education:Regarding the implementation mode, this time, interest is exempted, and students do not need to apply for loans, which are directly handled by the undertaking bank. For loan students who are in the principal repayment period, if they need to postpone the repayment of principal, I can apply and go through the relevant procedures according to the requirements of the undertaking bank; If I fail to submit the application, I will repay the loan principal according to the original contract by default. Students who need loans are also reminded to pay attention to the relevant notices and announcements in time to avoid missing them.

National student loan policy can be consulted by telephone.

How can the loan students enjoy the policy dividend as soon as possible? The relevant person in charge pointed out that for the national student loan policy and specific business handling issues, the loan students can call the consultation hotline set up by the National Student Financial Assistance Management Center and relevant undertaking banks. The telephone number of the National Student Financial Assistance Management Center is 010— 66097980、66096590。

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A citizen friend left a message to ask questions.

How to apply for employment difficulties?

One-time business start-up subsidy?

Will the scores of the senior high school entrance examination be ranked by segments?

What conditions do active servicemen need to meet when buying a house?

When can the construction of Naner Road and Nansan Road be transformed?

When does the street lamp on Baixin Road light up?

……

These questions you care about

The latest reply is coming.

Q

How do people with employment difficulties apply for one-time business start-up subsidies?

@ 中中中中中中: The subsidy object of one-time entrepreneurship subsidy is for the first time to establish small and micro enterprises or engage in self-employment, and the established enterprises or individual industrial and commercial households have been operating normally for more than one year since the date of industrial and commercial registration, and they have left school for two years. College graduates, people with employment difficulties, and entrepreneurs who have returned to their hometowns. Can you introduce the definition of people with employment difficulties in Chengdu, as well as other information such as application conditions and subsidy amount?

Municipal Bureau of Human Resources and Social Security: You want to know the one-time business start-up subsidy for people with employment difficulties, the definition of people with employment difficulties in Chengdu, the application conditions and the amount of subsidy, and now you reply as follows:

First, the criteria for the identification of people with employment difficulties

Among the urban household registration personnel in this Municipality, the rural household registration workers in this Municipality whose remaining land area is lower than the local per capita standard (0.3 mu/person) after the land (forest land) has been requisitioned according to law, and the non-urban household registration personnel who have lived in their permanent residence and participated in the basic old-age insurance or basic medical insurance for more than one year, the following personnel have registered for unemployment:

(1) Older persons: persons who are over 40 years old for women and over 50 years old for men at the time of application for recognition.

(2) Disabled persons: persons who hold the Disabled Persons’ Card and are capable of employment.

(3) Low-income family members: family members of urban and rural residents whose per capita income and family property status meet the urban and rural low-income standards stipulated by the municipal civil affairs department.

(4) Persons who have been unemployed for more than one year in a row: persons who have been unemployed for more than one year at the time of applying for recognition.

(5) Self-employed retired soldiers: retired soldiers who hold the Self-employed Employment Certificate of Retired Soldiers in Chengdu.

Second, the service object

With household registration in Chengdu, one-time start-up allowance will be given to those with employment difficulties who have established small and micro enterprises or engaged in self-employment for the first time, and the established enterprises or individual industrial and commercial households have been operating normally for more than one year since the date of industrial and commercial registration (the poverty-stricken labor force with the establishment of the file card will be relaxed to six months).

Third, the subsidy standard

According to the standard of 10000 yuan/person, entrepreneurs will be given a one-time business start-up subsidy.

Iv. application materials

(1) The original and photocopy of the applicant’s Resident Identity Card;

(two) industrial and commercial registration registration certificate (in line with the relevant provisions of the farmers’ professional cooperatives, family farms, etc. can not be provided);

(3) Employment and Entrepreneurship Certificate (automatically generated by the system). If it cannot be obtained through data verification due to technical reasons, supplementary materials are required.

V. Service levels

Township (street, community) labor employment and social security service station (institute) acceptance, district (city) county trial, review and approval.

Poke here to learn about the one-time entrepreneurship subsidy for returnees. Poke here to learn about the one-time entrepreneurship subsidy for college graduates.

Will the scores of the senior high school entrance examination be ranked by segments?

@ 中中中中中 User: Will jianyang city rank in the senior high school entrance examination this year? My child is a student on the line, so it is not good to volunteer without ranking. I hope to rank as soon as possible.

Jianyang city: After investigation, according to the requirements of Chengdu Education Bureau’s Notice on Printing and Distributing the Implementation Provisions for the Unified Entrance Examination for Senior High School Education Schools in Chengdu in 2023 (Cheng Zhaowei [2023] No.5) and Chengdu Education Examinations Institute’s Notice on Doing a Good Job in the Volunteer Filling of the Senior High School Entrance Examination in Chengdu in 2023 (Cheng Kaoyuan [2023] No.29), candidates can take the exam on June 28th. You reported that all middle schools in jianyang city did not publish the ranking of the senior high school entrance examination. After calling you, I learned that you reflected the ranking of the senior high school entrance examination results in sections. Jianyang city Education Bureau attaches great importance to your reflection, and arranges the Basic Education Section of the Bureau to take the lead and the municipal recruitment center to cooperate to understand the segmentation of senior high school entrance examination results in relevant districts (cities) and counties in Chengdu. Later, it will organize personnel to discuss whether to publish the segmentation of senior high school entrance examination results.

Xiao Bu reminds: In order to answer the doubts of the senior high school entrance examination candidates and their parents about volunteering, strengthen the interpretation of the enrollment policy and the guidance of volunteering, and solve the urgent problems of the candidates’ volunteering, the Municipal Education Bureau implements the combination of "online+offline" and "centralized+branch school" consultation to provide policy interpretation and public welfare consultation for candidates and parents. The Municipal Education Bureau has launched the "push-to-talk service for senior high school entrance examination", and will set up a centralized enrollment consultation point for the first time, and organize ordinary high schools that enroll students in the "5+2" area to provide one-stop consulting services for candidates and parents. For details, click → Volunteer to fill in one-click and one-stop centralized consultation for senior high school entrance examination Q.

What conditions do active servicemen need to meet when buying a house?

@ 中中中中中: Hello, I would like to ask if my social insurance during my service in the military meets the existing qualification for buying a house in Chengdu. The military station is in Henan, thank you!

Municipal Housing and Construction Bureau: Our city attaches great importance to the purchase of houses by servicemen. According to the current policy, servicemen who meet one of the following conditions can buy houses in the relevant restricted areas of our city: 1. Before enlisting, they were registered in the restricted areas of our city, and they can buy houses in the corresponding restricted areas where their original household registration is located. 2. The subordinate troops are stationed in our city, and they can purchase houses in the corresponding restricted purchase areas.

Q

When will South Second Road and South Third Road be rebuilt?

@ 么么么么么么么: When can chenghua district’s Jiannan Second Road and Jiannan Third Road be rebuilt?

Chenghua district: The construction of South Second Road and South Third Road has been included in the road blackening reconstruction plan of Chenghua City Investment Company, and the project has been completed. It is planned to start construction this year.

Q

When does the street lamp on Baixin Road light up?

@ 中中中中中: Baixin Road in Wenjiang District, a section of about 400-500 meters (located between Mingxin Shilinfu and Heyi Wanyutai), belongs to the main road connecting the eastern section of Kexing Road, and the traffic flow is very large, but there are no street lights at night, which is very dangerous for nearby residents and passing vehicles. I hope to solve it as soon as possible.

Wenjiang District: There is no official external power supply on this road, resulting in the street lamp not being lit. In order to solve this problem, the project owner Jiulian Group has started the connection of external power supply and is carrying out the project construction. According to the construction arrangement, it is planned to complete the access work and light up the lights before July 15, 2023.

Original title: "10,000 yuan/person! How to apply for a one-time business start-up subsidy? Latest response → "

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