Continue to promote the reform of social security system： weaving a dense network to pave the way for happiness
【Endeavor, New Journey, New Era and Extraordinary Decade】
[Ten-year answer sheet]
Guangming Daily reporter Qiu Yue
Social security can guarantee people’s basic income and basic medical care in old age, unemployment, illness, work injury and childbirth, and relieve people’s worries. The General Secretary of the Supreme Leader pointed out that social security is the basic institutional guarantee for safeguarding and improving people’s livelihood, maintaining social equity and enhancing people’s well-being, an important institutional arrangement for promoting economic and social development and realizing the broad masses of the people to share the fruits of reform and development, and a major issue for governing the country and safeguarding the country.
Since the 18th National Congress of the Communist Party of China, the reform of China’s social security system has been the strongest and the fastest. Under the strong leadership of the CPC Central Committee with the Supreme Leader as the core, we have focused on enhancing fairness, adapting to mobility and ensuring sustainability, and made overall plans to promote the construction of a fair, unified and sustainable social security system covering the whole people, coordinating urban and rural areas, with remarkable achievements.
Recently, the 24-hour social insurance self-service hall in Jimo District, Qingdao, Shandong Province was opened, and citizens handled related business in front of the social security self-service machine set up in the hall. Xinhua news agency
1. The coverage is constantly expanding.
In September, the weather is slightly cool, and the old village on the north bank of Miyun Reservoir in Beijing welcomes the most beautiful season of the year. In this village with many long-lived elderly people, the "junior" Lao Song, who just turned 60, has started to receive a pension.
Lao Song is an out-and-out farmer. In 2009, Beijing introduced the basic old-age insurance for urban and rural residents on the basis of new rural insurance and urban residence insurance. It was also from this year that Lao Song began to participate in endowment insurance. By March of this year, Lao Song had completed the 15-year collection standard at one time.
"I can have the same old-age security as people in the city. I didn’t even think about it before." At the thought of the pension that arrives on time every month, he smiles from ear to ear. "The staff in the town give me a very clear calculation. I pay according to the highest standard of 9,000 yuan every year, and I also enjoy government subsidies. Now there are more than 130,000 yuan in my personal pension account. In the future, I will receive a personal pension of more than 980 yuan per month, plus a basic pension of 887 yuan, which will be more than 1,800 yuan. "
The story of Lao Song is just a microcosm of the reform of the national endowment insurance. In the past ten years, people have witnessed the trajectory of the old-age insurance in become a butterfly.
Jong Li, Vice Minister of Ministry of Human Resources and Social Security, said that in the past ten years, China has carried out the top-level design of endowment insurance and introduced the overall plan for the reform of endowment insurance system; Unified the old-age insurance system for urban and rural residents, forming two basic old-age insurance system platforms for urban workers and urban and rural residents; Implemented the reform of the endowment insurance system of government agencies and institutions, and realized the integration with the enterprise endowment insurance system; Introduced the basic old-age insurance fund investment management measures, and carried out market-oriented investment operations; The central adjustment system of enterprise endowment insurance funds has been established, and the provincial-level overall planning of endowment insurance has been fully realized. At present, the national overall planning of endowment insurance is being implemented. The occupational annuity system was established, and the personal pension system was introduced, which filled the gap of multi-level and multi-pillar pension insurance system.
In the past ten years, focusing on the bottom line, weaving dense nets and establishing mechanisms, we have promoted the full coverage, basic protection, multi-level and sustainable development of social security, made important breakthroughs in the reform of social security system, and the coverage has been continuously expanded. The number of people participating in the three social insurances of basic pension, unemployment and work injury has increased from 790 million, 150 million and 190 million respectively in 2012 to 1.04 billion in June 2022. The basic medical insurance covers 1.36 billion people, and the participation rate remains above 95%.
"In the past ten years, China’s social security system has entered the fast lane. Through unremitting efforts, it has built a social security system with distinctive China characteristics, the largest scale in the world and complete functions." Jong Li said.
Residents consult and go through the formalities in the Medical Insurance Office of the First Hospital of Sanming City, Fujian Province. Xinhua news agency
2. The level of social security benefits has been continuously improved.
In Yujiafu Community, Wenjiang, Chengdu, Sichuan, there is an old man named Li Xiufang. She has been dealing with fields and crops all her life, and her work and time have left traces of time on her dark face. Many years ago, the rapid development of cities included neighboring villages. Li Xiufang also lived in a new house, but she was used to working every day and living on the harvest in the field, and suddenly lost her land, which made her feel very helpless.
Fortunately, the implementation of a policy has brought a new beginning to life in Li Xiufang — — Chengdu has included all eligible land-expropriated farmers, including the elderly in Li Xiufang, into the coverage of old-age insurance, which not only solved their worries, but also improved their security level year by year.
"At the earliest time, my pension was seven or eight hundred yuan a month, so I didn’t have to worry about my daily life. I started dancing and climbing mountains with my sisters, so life was much more comfortable. Not to mention that the pension has been rising every year for so many years, and the pension that has just arrived this month has been nearly 2000 yuan a month! Not only do you usually spend enough for yourself, but you also have money to buy some delicious food for your grandchildren, save some money, and go out for a trip. " Li Xiufang said.
In the past ten years, adhering to the principle that the level of social security is compatible with economic development, China has steadily improved various social security benefits and effectively improved people’s living standards. Jong Li introduced that since 2012, China has continuously adjusted the basic pension for retirees of enterprises, institutions and institutions, and established and improved the mechanism for determining and reasonably adjusting the basic pension benefits, taking into account factors such as price changes, wage growth of employees, fund affordability and financial situation. Since 2014, the national basic pension standard for basic old-age insurance for urban and rural residents has been raised four times.
Since 2012, the monthly per capita pension of enterprise retirees has increased from 1,686 yuan to 2,987 yuan, the monthly per capita pension of urban and rural residents has increased from 82 yuan to 179 yuan, the monthly average unemployment insurance premium has increased from 707 yuan to 1,585 yuan, and the monthly average industrial injury insurance disability allowance has increased from 1,864 yuan to about 4,000 yuan. At the same time, the guarantee capacity has been continuously enhanced. The accumulated balance of the three social insurance funds is 6.9 trillion yuan, the annual income and expenditure scale of the funds exceeds 13 trillion yuan, and the market-oriented investment and operation funds exceed 8 trillion yuan.
Since the 18th National Congress of the Communist Party of China, especially since the establishment of the National Health Insurance Bureau in 2018, residents’ medical insurance benefits have become higher and higher, and the scope of reimbursement has become wider and wider. At present, the participation rate of China’s basic medical insurance is stable at over 95%, and the proportion of hospitalization expenses within the scope of employee medical insurance and resident medical insurance policies is about 80% and 70% respectively. The annual income and expenditure of the fund are over 2 trillion yuan, benefiting more than 4 billion people to seek medical treatment, which has played an important role in solving the problem of expensive medical treatment, supporting the development of medical and health undertakings, maintaining social stability and promoting common prosperity.
3. The management service level has been significantly improved.
The Pearl River enters the sea, and a bridge connects the three places. At one end of the bridge, Mr. Li, a Macao resident, grew up at home, and at this end of the bridge — — Zhuhai, Guangdong, is his home with a residence permit. In 2020, 59-year-old Mr. Li learned through the media in Zhuhai and Macao that unemployed Macao residents with Zhuhai residence permits can participate in the basic old-age insurance for urban and rural residents in Zhuhai, and went through the relevant insurance procedures in Zhuhai.
In January, 2021, Mr. Li saw in the news that the affiliated outlets of the Macao Federation of Trade Unions could handle the social security-related business in Zhuhai, so he went to the agency to understand and handle the wholesale payment and pension application business of urban and rural residents’ pension insurance in Zhuhai. Within two working days, Zhuhai Social Insurance Fund Management Center received Mr. Li’s application materials handed over by Macau Federation of Trade Unions, and "packaged" its endowment insurance for urban and rural residents and pension application business. "You can receive social security benefits from Zhuhai in Macao, and you have completed all the business at your doorstep. Thanks for such a good policy and praise for the intimate social security service!" He couldn’t help sighing.
Since the 18th National Congress of the Communist Party of China, under the framework of national policies, China has successively introduced policies such as holding permanent residence permits for foreigners and participating in the residence permits for Hong Kong, Macao and Taiwan residents, which has made more strangers feel at home. Mr. Li’s story is just the tip of the iceberg for the remarkable improvement of China’s social security management service level.
In the past ten years, more than 5,400 social security agencies at or above the county level have been established around recording, guaranteeing and serving a lifetime. A five-level social security management service network has basically taken shape, the national social insurance public service platform has been put into operation, and the level of standardization, standardization and informatization of management services has been significantly improved. It is more convenient and fast to handle social security affairs for the masses nearby, online and quickly. The national medical insurance settlement network for medical treatment in different places has been basically completed, and cross-provincial reimbursement for medical treatment in different places has been implemented.
By the end of June 2022, the number of social security card holders exceeded 1.36 billion, of which the number of electronic social security card recipients exceeded 575 million. The cumulative number of visits to the national social insurance public service platform has exceeded 3.6 billion, which facilitates the people to run it across provinces and through one network. The national social insurance public service platform opened 52 national and cross-regional social security public services, with a cumulative number of visits exceeding 3 billion.
It seems to be the most extraordinary, but it is easy but hard to achieve. In the past ten years, from Tiannan to Haibei, from urban to rural areas, China has established the social security system with the largest coverage in the world by implementing the universal enrollment plan and accurately promoting the enrollment of key groups. The coverage of social security has been continuously expanded, the benefits have been steadily improved, the support capacity has been continuously enhanced, and the service level has been significantly improved … … This increasingly woven social security net has helped the people to have a stable happiness.